{"id":9493,"date":"2026-03-18T13:40:25","date_gmt":"2026-03-18T13:40:25","guid":{"rendered":"https:\/\/newsofbharath.com\/?p=9493"},"modified":"2026-03-18T13:40:26","modified_gmt":"2026-03-18T13:40:26","slug":"pm-vidya-lakshmi-yojana-loans-up-to-10-lakhs-without-collateral","status":"publish","type":"post","link":"https:\/\/newsofbharath.com\/?p=9493","title":{"rendered":"PM-Vidya Lakshmi Yojana, loans up to 10 Lakhs without collateral"},"content":{"rendered":"<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"672\" src=\"https:\/\/newsofbharath.com\/wp-content\/uploads\/2026\/03\/PM-1024x672.jpeg\" alt=\"\" class=\"wp-image-9494\" style=\"width:255px;height:auto\" srcset=\"https:\/\/newsofbharath.com\/wp-content\/uploads\/2026\/03\/PM-1024x672.jpeg 1024w, https:\/\/newsofbharath.com\/wp-content\/uploads\/2026\/03\/PM-300x197.jpeg 300w, https:\/\/newsofbharath.com\/wp-content\/uploads\/2026\/03\/PM-768x504.jpeg 768w, https:\/\/newsofbharath.com\/wp-content\/uploads\/2026\/03\/PM.jpeg 1038w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\"><strong>NOB_PM-Vidya Lakshmi Yojana, loans up to 10 Lakhs without collateral<\/strong><\/figcaption><\/figure>\n<\/div>\n\n\n<p><strong>NOB-Bharat news:<\/strong> Under the Pradhan Mantri Vidya Lakshmi Yojana, students have the opportunity to secure an education loan of up to Rs.10 lakhs without the need for a guarantor. This scheme covers various expenses, including tuition fees, hostel charges, books, laptops, and living costs. Launched by Prime Minister Modi&#8217;s government, this scheme is applicable to students pursuing their studies at educational institutions with an NIRF ranking. Families with an annual income of less than Rs.4.5 lakhs are eligible for a full interest waiver, while those with an annual income of up to Rs.8 lakhs receive a 3% interest subsidy. Applications can be submitted through the official portal: pmvidyalaxmi.co.in.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>NOB-Bharat news: Under the Pradhan Mantri Vidya Lakshmi Yojana, students have the opportunity to secure an education loan of up to Rs.10 lakhs without the need for a guarantor. This scheme covers various expenses, including tuition fees, hostel charges, books, laptops, and living costs. Launched by Prime Minister Modi&#8217;s government, this scheme is applicable to [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"footnotes":""},"categories":[4],"tags":[85,11363,35,381,334,421,34,362,2382,11362],"class_list":["post-9493","post","type-post","status-publish","format-standard","hentry","category-news","tag-bharath-news","tag-loans-up-to-10-lakhs-without-collateral","tag-news-of-bharath","tag-news-of-india","tag-newsofbarath-com","tag-newsofbharath","tag-newsofbharath-com","tag-newsofbharath-coom","tag-pm","tag-pm-vidya-lakshmi-yojana"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.1.1 - aioseo.com -->\n\t<meta name=\"description\" content=\"NOB-Bharat news: Under the Pradhan Mantri Vidya Lakshmi Yojana, students have the opportunity to secure an education loan of up to Rs.10 lakhs without the need for a guarantor. 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